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Sberbank CZ, jejíž matka majoritně patří ruskému státu, zaznamenala koncem února po vpádu Ruska na Ukrajinu, odliv likvidity. Klienti horečnatě vybírali peníze z bankomatů i na pobočkách a banka v reakci na to v pátek 25. 2. neotevřela pobočky, současně s tím také omezila i elektronické transakce. Poslední únorový den přistoupila centrální banka k zahájení procesu odebrání bankovní licence, protože Sberbank nebyla schopna vůči klientům dostát svým závazkům. K jejímu definitivnímu odebrání došlo ke konci dubna, kdy rozhodnutí ČNB nabylo právní moci. Dalším krokem je logicky likvidace banky, proto došlo ke jmenování likvidátora, jímž se stala JUDr. Jiřina Lužová.
Sberbank není první bankou na českém trhu, která přišla o licenci a zamířila do likvidace. V jednom zásadním bodě se ale od naprosté většiny těch předchozích liší. Nejčastějším důvodem pádů bylo v minulosti u bank špatné úvěrové portfolio. Banka zkrátka neměla na aktivech proti vkladům odpovídající hodnotu. Logicky pak fázi likvidace velmi rychle nahradila insolvence.
